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Operational Details

Operational Details

Geographical Out Reach

SL

Particulars

Actual

Actual

Actual

2014-15

2015-2016

2016-17

1

No. of partner MFIs, if applicable

 -  

 -  

 -  

2

No. of cum. Branch

6

6

6

3

No. of State Covered

1

2

2

4

No. of District Covered

1

3

3

5

No. of  Villages

197

216

225

6

No. of  Blocks

12

14

14

7

No. of Active collection center

539

535

499

8

Active Members at the end of the Period

14570

14990

15788

9

Active Borrowers at the end of year

12414

9789

9698

10

Women

12414

9789

9698

11

Organizational Details

 

 

 

12

No. of Field Offices

6

6

6

13

Credit officer

26

28

28

14

Branch Manager

6

6

6

15

Sr.Manager/RM/DM/OM

6

8

6

16

Management staffs

8

10

10

17

Total staff Strength

46

52

56

 

OPERATIONAL DATA

 

Sl.. No.

Particulars

Actual

Actual

Actual

2014-15

2015-2016

2016-17

1

No. of Cum. Loan Disbursed

49114

57394

64254

2

Amount of Cum. Loans disbursed

5830

7177

8497

3

No. of Loan Disbursed during the year

18741

8280

6860

4

Amount of Loans disbursed during the year (Rs. )

1588

1347

1320

5

Average Loan Size on Yearly Disbursed (Rs in lakhs)

0.08

0.16

0.19

6

Principle due during the year (Rs. Lakhs)

1163

1583

1251

7

Principle recovered during the year (Rs. Lakhs)

1160

1579

1244

8

Recovery Rate (%)

99.71

99.74

99.48

9

Principal overdue (i.e. due but not received)

3

4

6.56

10

Portfolio in arrears / PAR( >90 days)

4.73

5.8

2.83

11

No. of Loan outstanding at the end of the year

12414

9789

9698

12

Amount outstanding at the end of the year (Rs. in Lakhs)

1052

820

894

13

Amount Borrowed from Banks/ FIS

52.11

102.00

268.14

14

Borrowing Outstanding From Banks / FIS (Rs. in Lakhs)

647.78

488.20

631.88

15

Amount Repaid to Banks/ FIS

211

261.58

124.46

 

DETAILS OF CREDIT PLUS ACTIVITY BY DCBS












S. No

Name of the Project

Operation Area (Villages blocks & districts)

Duration

Name of the Funding Agency

Outreach

Status


1

Readymade Garments Training & Manufacturing for rural women

Dhosa in South 24 Pgs

6 Years

NABARD- RNFS

570

On Going

2

Solar Energy Program

South 24 Pgs,WB

6

Milaap, FWWB

18841

On going

3

Smokeless cook stove

Sundarban area

3

Own fund

117

Completed

4

Cervical cancer detection and treatment camp

South 24 Pgs,WB

6

CNCI, Own fund

5837

Completed

5

Rural Housing for repairing & Renovation

Karan dighi, in Uttar Dinajpur

6 years

NABARD

100

On going